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Why to choose Smart Plan?
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Discover Smart Plan main coverage
![Lider Group](/en_RO/individuals/life-and-health-insurance-for-individuals/investments-life-insurance/smart-plan-life-insurance/_jcr_content/root/parsys/tiles_container_copy/custom-parsys/tile/image.img.82.3360.png/1575798951646/man-looking-at-charts.png)
Allocate the invested amount in a low risk class, to protect you from possible severe price fluctuations
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Financial protection for your loved ones in case of an unfortunate event
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Increase the number of units, by depositing additional investment premiums
A fast and simple claim process
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File a claim online or in Allianz-Tiriac branches
![boy slipping on the puddle of water](/en_RO/individuals/life-and-health-insurance-for-individuals/investments-life-insurance/smart-plan-life-insurance/_jcr_content/root/parsys/wrapper_copy_copy/wrapper/multi_column_grid/grid-1-par/image.img.82.3360.png/1575798548935/man-taking-picture-of-id-with-tablet.png)
Flexibility in adding extra details after claim notification
![man videochatting with agent on the tablet](/en_RO/individuals/life-and-health-insurance-for-individuals/investments-life-insurance/smart-plan-life-insurance/_jcr_content/root/parsys/wrapper_copy_copy/wrapper/multi_column_grid/grid-2-par/image.img.82.3360.png/1575798564381/man-leaning-back.png)
Claim compensation
Frequent Asked Questions (FAQs)
Re-entry into force of individual life insurance contracts at the client's request is allowed without filling in medical questionnaires or other specific documents, in the following situations:
The Allianz-Tiriac portfolio contains both life insurance contracts that do not have provisions for the epidemic/pandemic exclusion and insurance contracts that include provisions for this exclusion. We will continuously monitor the evolution of each case and the decisions will be made on a case by case basis.
Smart Plan doesn't offer the partial surrender option.
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Do you look for certain documents
and forms?
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In Download Center you can find all the useful documentation.