![](/ro_RO/persoane-fizice/asigurari-persoane-fizice-viata-si-sanatate/asigurare-de-viata-pentru-investitii/asigurare-de-viata-pentru-investitii-smart-plan/_jcr_content/root/parsys/infocard_copy/image.img.82.3360.png/1578406755122/man-and-woman-with-tablet-smartphone-monitor.png)
De ce sa alegi Smart Plan?
![](/ro_RO/persoane-fizice/asigurari-persoane-fizice-viata-si-sanatate/asigurare-de-viata-pentru-investitii/asigurare-de-viata-pentru-investitii-smart-plan/_jcr_content/root/parsys/infocard_copy/image.img.82.3360.png/1578406755122/man-and-woman-with-tablet-smartphone-monitor.png)
Principalele acoperiri ale Smart Plan
![Lider Group](/ro_RO/persoane-fizice/asigurari-persoane-fizice-viata-si-sanatate/asigurare-de-viata-pentru-investitii/asigurare-de-viata-pentru-investitii-smart-plan/_jcr_content/root/parsys/tiles_container_copy/custom-parsys/tile/image.img.82.3360.png/1575798951646/man-looking-at-charts.png)
Alocarea sumei investite intr-o clasa de risc scazut, pentru a te proteja de eventuale fluctuatii mari de pret
![](/ro_RO/persoane-fizice/asigurari-persoane-fizice-viata-si-sanatate/asigurare-de-viata-pentru-investitii/asigurare-de-viata-pentru-investitii-smart-plan/_jcr_content/root/parsys/tiles_container_copy/custom-parsys/tile_1298339289/image.img.82.3360.png/1571915862653/woman-with-laptop-talking-on-the-phone-space.png)
Protectie financiara a persoanelor dragi in cazul producerii unui eveniment nefericit
![](/ro_RO/persoane-fizice/asigurari-persoane-fizice-viata-si-sanatate/asigurare-de-viata-pentru-investitii/asigurare-de-viata-pentru-investitii-smart-plan/_jcr_content/root/parsys/tiles_container_copy/custom-parsys/tile_1206705537/image.img.82.3360.png/1571915827821/rewards.png)
Majorarea numarului de unitati, prin depunerea unor prime suplimentare de investitie
Ai la dispozitie un proces simplu si rapid
de solutionare a daunei
![man pointing at tablet](/ro_RO/persoane-fizice/asigurari-persoane-fizice-viata-si-sanatate/asigurare-de-viata-pentru-investitii/asigurare-de-viata-pentru-investitii-smart-plan/_jcr_content/root/parsys/wrapper_copy_copy/wrapper/multi_column_grid/grid-0-par/image.img.82.3360.png/1575798511684/man-and-woman-in-front-of-laptop.png)
Notificare a evenimentului: online
![boy slipping on the puddle of water](/ro_RO/persoane-fizice/asigurari-persoane-fizice-viata-si-sanatate/asigurare-de-viata-pentru-investitii/asigurare-de-viata-pentru-investitii-smart-plan/_jcr_content/root/parsys/wrapper_copy_copy/wrapper/multi_column_grid/grid-1-par/image.img.82.3360.png/1575798548935/man-taking-picture-of-id-with-tablet.png)
Completare dosar, dupa notificare
![man videochatting with agent on the tablet](/ro_RO/persoane-fizice/asigurari-persoane-fizice-viata-si-sanatate/asigurare-de-viata-pentru-investitii/asigurare-de-viata-pentru-investitii-smart-plan/_jcr_content/root/parsys/wrapper_copy_copy/wrapper/multi_column_grid/grid-2-par/image.img.82.3360.png/1575798564381/man-leaning-back.png)
Despagubire
Intrebari frecvente
Se permite repunerea in vigoare a contractelor de asigurari individuale de viata la solicitarea clientului, fara completarea de chestionare medicale sau alte documente specifice, in urmatoarele situatii:
In portofoliul Allianz-Tiriac exista atat contracte de asigurari de viata care nu prevad excluderea de epidemie/pandemie, precum si contracte de asigurare care au aceasta excludere. Vom monitoriza continuu evolutia fiecarui caz, iar deciziile vor fi luate punctual.
Asigurarea Smart Plan nu ofera optiunea de rascumparare partiala din cont.
![alt](/content/experience-fragments/onemarketing/cee/azro/ro_ro/custom/info_card_with_link_to_download_center1/master/_jcr_content/root/parsys/infocard_2047718693_/image.img.82.3360.png/1569490715669/man-carrying-folder.png)
Documente utile
![alt](/content/experience-fragments/onemarketing/cee/azro/ro_ro/custom/info_card_with_link_to_download_center1/master/_jcr_content/root/parsys/infocard_2047718693_/image.img.82.3360.png/1569490715669/man-carrying-folder.png)
Formulare de notificare dauna, cereri de despagubire si alte documente utile